Cheap Auto Insurance In California

California Car Insurance — Adolescent Drivers, Driving Under Influence, and SR-22

Drivers go through intense scrutiny when they apply for vehicle insurance. Providers are always on the lookout for red flags that indicate risky behavior. Those considered as high-risk individuals are generally asked to pay more than the typical motorist. Among those who make up this group are DUI offenders, SR-22 filers, and adolescent drivers. Despite this classification, there are still ways for them to get insurance at a reasonable cost. The rest of the article will provide details on how this can be achieved.

CA Car Insurance for Teenage Drivers

Adolescent motorists are feeling the impact of various GDL laws which have been passed in a number of state legislatures. In a nutshell, these laws seek to regulate the way in which they can drive as a precautionary measure given the number of accidents involving young people at the wheel. The GDL law for California enforces the following:

GDL Law Requirements:  California

Learner’s permit 15yrs old & 6mos
Intermediate License 16yrs
Full License 17yrs
Mandatory Learner’s Permit Hold 6mos
Supervised Practice 50hrs; min. 10hrs at night
Unsupervised Nighttime Driving Ban Yes; no driving 11:00PM-5:00AM (intermediate stage)
Passenger Restrictions Yes; max of 1 younger than 20yrs old
Cell Phone Use Prohibited, except for qualified emergencies
Texting Prohibited

DUI Insurance in California

If you are found guilty of Driving Under the Influence in California, you will have to face harsh consequences. These include imprisonment of 4 days up to 6 months, a fine that is no less than $390 but no greater than $1,000, suspended license up to 6mos, ignition interlock installation, enrollment in the state’s DUI program, and SR-22 filing.

SR-22 insurance in California

Filing an SR-22 is not automatic as this document is required only in selected cases, usually those wherein the offender has been found guilty of the graver violations. Examples are precipitating a dangerous road accident and driving without carrying the necessary insurance papers. Another is being caught Driving Under the Influence. Most of these will force the offender to stay off the wheel due to license suspension which will not be lifted until the SR-22 has been filed properly and the requirements complied with. This is exactly the situation in California wherein the law compels convicted drivers to file the SR-22 prior to the re-issuance of their valuable license.

Car owners simply should not drive without purchasing insurance first because ignoring the law will only lead to more trouble down the line. If money is a concern, then try to look for cheap auto insurance in California. There are many providers which offer reasonable rates. Another issue is the sheer complexity of the paperwork that turns off many motorists. However, there are solutions to this problem like the excellent quote widget below the page. Enter your details in the textboxes and watch as it churns out the relevant quotes for your zip code. CheapCaliforniaInsurance.Org supplies this service for free so don’t hesitate to use it.

 Boost your search for the lowest rates by utilizing the quote generator. It’s your best tool in the quest for cheap California car insurance!

Also, for added savings, make sure you search for automotive insurance quotes based on the city you live in:

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